Property Investment

Property Investment Property Investment – Portfolios and single BTL’s. At GO Financial Services, we have access to both portfolios and single BTL’s that are just waiting to be snapped up by an investor across central Scotland (Edinburgh, Glasow, and potentially Dundee). Why Invest in Property? Monthly cashflow Capital appreciation Making your money work for you […]

Property Portfolio Purchase

Portfolio Purchase – What to consider? Have you done your research? The biggest mistake you can make is rushing into a portfolio purchase. It is crucial to analyse the portfolio thoroughly to understand its real value and potential. As well as identify potential risks or hazards associated with the purchase.   Are properties tenanted? A […]

Repayment Methods Buy to Let

Repayment Methods – Repayment vs. Interest only. When it comes to BTL Mortgages you have 2 repayment methods; Repayment and Interest only. Let’s take a look at both, compare the differences and see which one is preferable. Interest-only So, let’s say you borrow £100,000 over a 25-year term at a rate of 3.5%. in this instance, you would pay £291.66 per […]

HMO Investment

HMO Investment – Why? An HMO property is a “house of multiple occupants”, for example, the type you’d see commonplace with students. Although HMO investment carries some risks that a simple BTL investment perhaps would not – there are numerous advantages that attract people to investing in HMO’s. For example: Rental yields are high. Fewer […]

Capital Raising Buy to let

Capital Raising – what do we mean? Capital Raising – If you own a property outright, if it has increased in value over the years, or if you have repaid some of your initial capital, then there is a great opportunity for capital raising on the said property(s). There are several circumstances that allow for […]

Transferring a Portfolio to Limited Company

Transferring a Portfolio to Limited Company Transferring a Portfolio. If you are an investor who currently owns a portfolio in their personal name, you should be aware of the potential benefits of transferring a portfolio to a LTD Company. What is the main benefit of transferring a portfolio? Simply put, it is far more tax […]

Specialist Landlord Insurance

Specialist Landlord Insurance Specialist Landlord Insurance – what do we mean? In this context, a specialist landlord policy could mean a factor that makes your situation ‘non-standard’. Whether it be non-standard construction or non-standard tenants (supported living for example) these circumstances need to be exclusively stated on the policy, in order to ensure you are […]