Many people have complex mortgage needs and do not fit mainstream lending criteria for a variety of reasons. Our objective is to meet the needs of our clients through a range of innovative products via our comprehensive specialist lending panel. We have established working relationships with a number of lenders enabling us to place complex mortgages usually deemed to fall outside normal underwriting criteria.
Including:
Multiple income sources
Large loan of £500,000+
Historic adverse
Low credit score
Recently employed applicants
Recent Self-employed
Income stretches to include bonus, overtime, and other declarable income
Non-standard construction properties
Interest-only
No maximum age
Pricing models can be complex and our lenders will consider a number of factors such as the security available, financial accounts, and credit history. GO Financial Services can guide you through the complex mortgages minefield to ensure you get the most appropriate deal for you.